Mortgage bleg and an explanation
Aug. 15th, 2016 07:30 amApparently I'm repeating a post from 2 months ago.
Sore throat, again. I believe it's just bc I'm phlegmy from summer allergies, which I didn't even know existed until I had them. bah. I think I'm giving up on running a half marathon this year if I can't stay well enough to train up to a 6mi run. It's so funny to me that I could bang out an untrained 4mi on my old turf but can't manage 3mi in our current neighborhood.
Which is extra-relevant because we put in a bid on an apartment last night. We weren't in the market, given that we moved to this rental last November and like the landlord very much. Unfortunately, there aren't enough apartments in our neighborhood, so we felt like we should jump on this apartment. I'm not entirely certain I want to spend the rest of my life in this neighborhood - although this will be my third move in 2.5 years so it better be my last for at least a decade - but the layout is near-perfect and it's roughly everything I want, if I have to raise my son in NYC.
Anybody want to (dis)recommend their mortgage lender? The broker told me the seller has a mortgage with Wells Fargo, so we're checking with someone there, recommended by a friend who just bought. I get the impression that the individual you work with is a big part of your experience, on the front end. I also know at least one of y'all has had horrific experiences with their lender. I assume bricks & mortar lenders charge a slight premium but are more reliable. We don't anticipate any financial difficulties - who does really? - and we're putting down 20% because we're nervous nellies like that.
This week, I finally get to do all the rescheduled primping from two months ago. yaay NYC.
Sore throat, again. I believe it's just bc I'm phlegmy from summer allergies, which I didn't even know existed until I had them. bah. I think I'm giving up on running a half marathon this year if I can't stay well enough to train up to a 6mi run. It's so funny to me that I could bang out an untrained 4mi on my old turf but can't manage 3mi in our current neighborhood.
Which is extra-relevant because we put in a bid on an apartment last night. We weren't in the market, given that we moved to this rental last November and like the landlord very much. Unfortunately, there aren't enough apartments in our neighborhood, so we felt like we should jump on this apartment. I'm not entirely certain I want to spend the rest of my life in this neighborhood - although this will be my third move in 2.5 years so it better be my last for at least a decade - but the layout is near-perfect and it's roughly everything I want, if I have to raise my son in NYC.
Anybody want to (dis)recommend their mortgage lender? The broker told me the seller has a mortgage with Wells Fargo, so we're checking with someone there, recommended by a friend who just bought. I get the impression that the individual you work with is a big part of your experience, on the front end. I also know at least one of y'all has had horrific experiences with their lender. I assume bricks & mortar lenders charge a slight premium but are more reliable. We don't anticipate any financial difficulties - who does really? - and we're putting down 20% because we're nervous nellies like that.
This week, I finally get to do all the rescheduled primping from two months ago. yaay NYC.